This article was updated on August 16, 2023

The Ideal Amount of Investment for an E2 Visa in the USA: Balancing Business Viability and Family Needs

The E2 visa is a non-immigrant visa option that allows foreign investors to live and work in the United States based on their investment in a US business. While there is no specific minimum investment amount mentioned in the law, a consensus has emerged that a minimum investment of $100,000 is generally required. In this article, we'll discuss the ideal amount of investment for an E2 visa and how the right amount can ensure both business viability and a comfortable living for the applicant and their family. We'll also refer to the MIT Living Wage Calculator as a useful tool to determine the living expenses in different parts of the country.

The Ideal Amount of Investment for an E2 Visa: More than Just a Number

Business Viability and Success

When determining the ideal amount of investment for an E2 visa, it's essential to consider the business's viability and success. The US government expects that the investment will generate a significant economic impact and create job opportunities for US workers. Therefore, the investment amount should be sufficient to cover start-up costs, operational expenses, and other financial obligations necessary to keep the business running and growing.

Family Living Expenses

Another critical factor when deciding on the investment amount is the living expenses of the applicant and their family. The right amount of investment should be capable of providing a stable and comfortable living for the investor and their dependents. This includes housing, education, healthcare, and other daily expenses.

Using the MIT Living Wage Calculator to Estimate Living Expenses

The MIT Living Wage Calculator (https://livingwage.mit.edu) is an invaluable resource to estimate living expenses across different regions in the US. It provides a comprehensive breakdown of the costs associated with various family sizes, including single adults, couples, and families with children. By referring to the calculator, you can get a clearer picture of the living expenses in your target area and make a more informed decision about the investment amount required to sustain your family's needs.

E2 visa investment living wage MIT

The $100,000 Consensus: A Starting Point, Not a Hard and Fast Rule

While there is a consensus that a $100,000 minimum investment is necessary for an E2 visa, it's essential to remember that this figure is not set in stone. Depending on the nature of the business, location, and specific family needs, the ideal amount of investment may be higher or lower than this figure.

Conclusion

In conclusion, determining the ideal amount of investment for an E2 visa in the USA requires a careful balance between business viability and family needs. Although the $100,000 minimum investment figure is a widely accepted starting point, it is crucial to consider the unique requirements of each specific situation. By assessing the investment needed to establish a successful business and using tools like the MIT Living Wage Calculator to evaluate living expenses in the target area, applicants can make a well-informed decision about the investment amount that will best serve their goals. Ultimately, a successful E2 visa investment should not only contribute positively to the US economy, but also provide a stable and comfortable living for the investor and their family.

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